📅 Thursday, June 25, 2026
🕒 3:00 p.m. ET
📍 Virtual
What you can expect:
An overview of Guidance Residential's unique co-ownership financing model
How the declining balance structure works and how clients gradually increase ownership over time
What makes this model different, including shared risk principles
Practical insights on helping newcomer families understand available home financing options
This webinar is designed for resettlement professionals operating ORR-funded programs, as well as state and local agencies looking to improve support for their newcomer constituents.
Guidance Residential is pleased to provide an overview of its unique Islamic home financing model, built around co-ownership rather than traditional lending and available to individuals and families of all faiths. Unlike a bank, Guidance is an independent organization that does not lend money but instead enters into a co-ownership agreement with homebuyers. Learn how their declining balance structure works, how clients gradually increase ownership over time, and what makes their model different, including shared risk principles and an alternative pathway to homeownership.
Speaker Bio:
Hussam Qutub is the Senior Vice President, National Sales Manager for Guidance Residential. Hussam joined Guidance in March 2003 and has served in a variety of Senior and Executive Management roles. His past responsibilities included vice president of Marketing and Communications, where he played a significant role in the company's first ten years of geographic expansion and was instrumental in establishing our brand. Hussam's most recent role was that of President of Guidance Home Services LLC, Guidance Residential's sister company. Before embarking on his career with Guidance, he studied international relations at George Mason University. He specializes in leadership and team building, business development, communications management, branding and positioning, public relations, digital marketing and lead generation.